Every payment link you create automatically deposits into DeFi yield. Recipients claim your original amount — plus interest. Idle money is dead money.
Connect your Sui wallet, enter an amount. One transaction deposits your funds directly into Scallop's lending pool and generates a shareable claim link.
While unclaimed, every second your funds compound. The longer they wait — the more they receive.
Our agent scans Sui DeFi protocols in real time and routes to the highest APY automatically.
One click. They receive your original amount plus all interest accrued during the wait. If unclaimed after 30 days, you get it all back — with yield.
Invoice a client overseas. While they take their time approving payment, your money's already earning — not sitting in limbo.
Family receives your transfer plus everything it earned in transit. Every transfer becomes a small gift on top.
Grant disbursements and contributor payouts earn yield until claimed. No idle treasury, ever.
Collect contributions for a trip or event. The pool earns yield right up until it's spent.
| Feature | SuiSend | PayPal | Venmo | Bank Transfer |
|---|---|---|---|---|
| Money earns yield while pending | ||||
| Sub-second finality | ||||
| Self-custodial | ||||
| No account needed to receive | ||||
| Auto-refund with interest | ||||
| Global, no borders | ||||
| Programmable (smart contracts) | ||||
| Zero platform fees | ||||
| Audited smart contracts |
SuiSend is the only payment method where your money earns yield while waiting to be claimed. Idle money should work — not wait.
Traditional payment links lose value the moment they're sent. SuiSend flips that — every link is a live yield position, not a static IOU.
You connect your wallet and create a payment link with an amount. The funds are deposited into DeFi lending pools (Scallop) where they earn yield until claimed. You share the link, and the recipient claims the original amount plus all interest accrued.
Yes — funds never sit with us. They're deposited directly into audited DeFi protocols on Sui (starting with Scallop) via smart contracts you can verify on-chain. Every transaction is self-custodial.
Payment links auto-refund after 14 days. You get back your original amount plus all yield earned during that period — nothing is lost.
Not in the current version. Recipients can claim using just the link. zkLogin support (claim with Google, Twitter, or email) is coming soon — no wallet required on either side.
Current APY on Scallop's Sui lending pool is approximately 8.2%. The yield is calculated in real time and prorated by the second — every moment your money is unclaimed, it earns.
The smart contracts are deployed on Sui testnet for the hackathon. Mainnet deployment is planned post-hackathon. The Scallop integration will work with real SUI on mainnet.
Our agent monitors multiple DeFi protocols (Scallop, Navi) and automatically routes deposits to the highest available APY. Multi-protocol routing is in development — for now, funds are deposited into Scallop.
Zero platform fees. You only pay Sui network gas fees (typically less than $0.01 per transaction). The yield your money earns while unclaimed is entirely yours (or the recipient's).
Psst — while you read this, idle money earns nothing.
Every payment you've ever sent sat idle. Never again.